Josh Jones

Nashville Home Loans & RefinancingJosh Jones

Thank you for visiting! Here at Preferred Rate, we have a deep understanding and passion for helping our clients achieve the dream of home ownership and offer many loan programs for them to do just that. Please explore our site, contact us with any questions and we look forward to serving you!

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Josh JonesJosh Jones Motto Mortgage First Down
5 Stars - Based on 41 User Reviews

Nicki BlairNicki Blair

When we were ready to buy a house, my friends recommended that I work with Josh. From day one he made us feel like family and his positive attitude is what helped put our minds at ease during such an important time in life! He was always available for any questions or concerns- even took care of some last minute details without hesitation which really impressed me because usually people only do this when they know it's needed. The entire process went smoothly; everything from finding the right property until closing date arrived quickly With help from him. I highly recommend giving Josh a shout whenever you are ready for that big step!

Chris LopezChris Lopez

Josh has been great to work with throughout the home buying process. He takes the time to make sure you’re well aware of the next steps and understand the numbers being presented to you every step of the way. He went above and beyond with helping me review my loan options and picking the right one for my real estate investment property. Will certainly be coming back to Josh for all my home loan needs!

Ryan JRyan J

Josh has been not only a great help throughout our home buying process, but a great friend, as well. When you are buying a house there are so many things to factor in, and when you have someone on your side that truly wants the best for you it makes it much, much smoother. Josh wants to help you reach your goals in the home buying process, but also genuinely cares about you and your family. There is no one else that I’d recommend more than Josh, and I mean that with sincerity. Thank you for everything, Josh!

Kelly TockiKelly Tocki

We cannot recommend Josh enough! He was extremely attentive and always, and I mean always, available to answer any questions. As first time home buyers in a crazy market, we needed a lot of guidance and Josh was there every step of the way. Josh went above and beyond for us in terms of keeping us up to date on the process, follow up and getting us the best rate on our mortgage. We wouldn’t be in our new home without him.

Sean CoganSean Cogan

Josh did a great job walking me through the process. He was available for every question, explained things thoroughly and made sure I was good to go with each step.

I would recommend him and have to my friends!

Current

Tennessee

Mortgage Rates

FHA Loans

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Last Updated: 2/27/2024

Conventional Loans

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Last Updated: 2/27/2024

VA Loans

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Last Updated: 2/27/2024

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Josh Jones to receive a personalized rate for your specific situation.

More from Zillow

Rating ∙ Reviews on Zillow

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Loan Type
Loan Purpose
Loan Program

Mortgage services provided by - Nashville Tennessee

Rating ∙ Reviews on Zillow

m/d/Y

Loan Type
Loan Purpose
Loan Program

Mortgage services provided by - Nashville Tennessee

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

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0%

4.5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Nashville? Now may be the right time to start saving money every month!

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months
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months
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Refinancing could save you

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New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

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%

You can afford up to

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Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Contact Josh Jones

Josh Jones

2055 N Mt Juliet Rd St 100
Mount Juliet, Tennessee 37122
(423) 310-8042
NMLS# 1892207
  • Zillow

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If you have any immediate questions or concerns don't hesitate to give us a call @ (423) 310-8042

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