Thank you for visiting! Here at Preferred Rate, we have a deep understanding and passion for helping our clients achieve the dream of home ownership and offer many loan programs for them to do just that. Please explore our site, contact us with any questions and we look forward to serving you!
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Mortgage rates play a significant role in the housing market, affecting affordability for potential homebuyers and those looking to refinance. However, predicting and influencing mortgage rates isn't straightforward. Understanding the factors that influence them can offer insights into what might lead to lower rates. Federal Reserve's Influence The Federal Reserve's monetary policy is a major…
In the age of online shopping, package theft has become an increasingly common problem for homeowners. With the convenience of having items delivered to our doorsteps comes the risk of those items falling into the wrong hands. Fortunately, there are several proactive steps you can take to safeguard your packages and prevent theft. Here are…
As the seasons change, temperatures fluctuate and kids return to school, it becomes almost inevitable that someone in your house will get sick. Whether it's the common cold, the flu, or a new variant of COVID-19, it's crucial to be proactive and prepare your home to minimize the risk of illness and ensure comfort when…
Whether you're starting a new chapter in a far-off city or embracing a fresh adventure in a different country, long distance moves can be both exciting and daunting. The prospect of relocating your life and belongings across hundreds or even thousands of miles might seem overwhelming, but fear not! With careful planning, a positive mindset,…
Are you ready to embark on a thrilling journey into the world of house flipping? The allure of transforming a run-down property into a lucrative investment is undeniable, but before you jump in, it's essential to arm yourself with the right knowledge. Flipping a house can be a rewarding venture, but it's not without its…
Planting trees around your home is an investment that yields both aesthetic and environmental rewards. By choosing the right tree, planning its placement thoughtfully, and providing proper care, you can create a lush and inviting landscape that enhances your property's value and your overall quality of life. However, this endeavor requires more than just digging…
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Mortgage RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Josh Jones to receive a personalized rate for your specific situation.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Nashville? Now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
